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North Carolina
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North Carolina Financial Planning Exemptions

  • Retirement Accounts Exemption: 100%
  • Homestead Exemption: Real or personal property, including co-op, used as residence to $35,000 (husband and wife may double) ($60,000 if 65 or older and spouse is deceased); up to $5,000 of unused portion of homestead may be applied to any property
  • Life Insurance Exemption: 100%
  • Annuity (Non-IRA/ERISA) Cash Value Exemption: 100%

DISCLAIMER: These codes may not be the most current version. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.

Yes, You Can Lose Everything!

You may think that your wealth is safe and that you don't need protection. But don't delude yourself and accept reality — for every 60 minutes you spend making money, spend 60 seconds thinking about how to protect it!

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